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Yikes big difference on that card. I've had that problem too before a few times on a smaller scale. Sometimes I think the seller doesn't actually know, but other times I'm sure they did.
On a purchase that big I would have messaged the seller before I bid on the card. You should get your money back but if there was any question in your mind if the card was indeed a "refractor" then a simple message to the seller could have saved you both a big headache. Either way that sucks. Would have been a nice card to own.
[MENTION=9589]mrdallas[/MENTION], I indeed did message the seller and was assured that it was a refractor. Being a new seller, I decided to give her the benefit of the doubt. However, after conversing with her after the sale, but before receiving the card, I realized much to my horror that she has a lot of "refractor" cards. I think that she believes any chromium card is a refractor. And, her uncle apparently left her with a lot of cards. From the pictures that I saw, she does have a lot of cards, but mostly junk.
The card was very well packaged, if only she knew what she had it would save everyone headaches.