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There is a seller who has two items I am interested in. He has a BIN or BO on them. We have been corresponding through his e-mail and mine (not through ebay.) He told me he would sell them for a set price. I made the offers on both of them and he declined and sent me a money request through pay-pal. He said he would only do it this way. I believe he is only trying to avoid ebay final value fees, but is this safe as I will be protected by pay-pal but I lose ebay protection along with the ability to leave feedback. His rating is actually really good with high dollar transactions, but this one would top that all at a price of $950. Plmk what you would do. I am still a little uncertain about doing this without having eBay backing it.