Thanks for the replies and thoughts guys. I did wind up taking the partial refund and keeping the card. Like Joe said, just making note to myself to find a replacement if one ever pops up for a price I am comfortable.
On a separate note, I have another question for you guys. I was just browsing through my collection and found myself unsure of the following; regarding the 1998 Collector's Choice jumbo cards, what is the difference between the Cover Glory Jumbo and the retail Jumbos (of which the cover glory card is one of)? According to some research, seems UD made a set of Cover Glory 5x7 jumbo cards, available through wrapper redemption only. It also appears UD made some retail exclusive 5x7 jumbos, inserted into blaster boxes. Seems the Cover Glory card (card #5) made it into both checklists. Is there a noticeable difference to distinguish the two from one another? Any help/guidance would be much appreciated!!